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American Express® Preferred Rewards Gold Card from American Express®

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar
you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	3.25%	None	No	Excellent

Starwood Preferred Guest® Credit Card from Starwood

Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries
including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%	2.9% For 6 Months	15.24%	None	2.9% for 6 Months See Site For Details*	Good

UltraVX Visa® from Visa®

Credit-On Demand™: up to $25,000 credit line—Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™: American Airlines, Southwest, JetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	3.25%	See Site*	No Balance Transfer	Excellent

Wired Plastic™ Prepaid Visa® from Wired Plastic

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	3.25%	See Site*	No Balance Transfer	Excellent

AccountNow® Prepaid MasterCard® Card from Account Now

Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder* – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Advance loan option, no credit check needed.*
Reloadable - $10,000 balance limit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	0.00%	0.00	No Balance Transfer	N/A

AccountNow® Prepaid Visa® Card from Account Now

$0 Activation Fee (with Direct Deposit)
Free Credit Builder*
Free Online Bill Pay
No Overdraft Fees
Re-loadable with a $10,000 balance limit
100% Guaranteed Approval*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	0.00%	None	No Balance Transfer	N/A

American DreamCard™ MasterCard® Sweepstakes from HSBC Bank Nevada

Earn entries from everyday shopping!*
More entries mean more chances to win!
Get 1,000 entries just for applying!
Large Monthly Cash Jackpots!
No Annual Fee*
A New Winner Every Month!
The Sweepstakes begins at 12:00:01AM ET on 10/01/08. The Sweepstakes ends and all entries expire
at 11:59:59 PM ET on 09/30/09
The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard®
issued by HSBC Bank Nevada, N.A. Its affiliates, HSBC Card Services Inc. and/or HSBC
Card Services (II), Inc., provide administrative and processing

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	14.24%	0	See Site*	Fair

Delta Reserve Credit Card from American Express®

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM— earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club® access for you and two guests
Access to American Express® Concierge Services
Pay with Miles— pay for all or part of any Delta flight with your miles

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	14.50%	$450	See Site for Details*	Good

First Option MasterCard® from New Millennium Bank

No Credit Check
Approved Regardless of Credit History*
Credit limits up to $5,000.00
Reports to All 3 Bureaus
*See card terms and conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	19.50%	$59	No Balance Transfers	N/A

First Option Visa® from New Millennium Bank

Get a REAL Visa® Credit Card
Up to $5,000.00 Secured Line of Credit
Be Approved Regardless of Credit History or Income*
*See site for details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	19.50%	$59	No Balance Transfers	Bad Credit OK

Next Millennium Black MasterCard® from New Millennium Bank

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	19.50%	$59	No Balance Transfers	Bad Credit OK

Next Millennium Visa® from New Millennium Bank

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5000.00
Get cash at over 740,000 ATMs
Accepted wherever Visa® is accepted

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	19.50%	59.00	No Balance Transfer	Bad Credit OK

Platinum Card® from American Express®

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for
one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring
luxury retail, lifestyle, and world-class travel

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	0.00%	$450	No Balance Transfers	Excellent

American Express Premier Rewards Gold from American Express®

Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points
on gas and groceries, and 1X points on everything else
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	0.00%	$175	No Balance Transfers	Excellent

Platinum Delta SkyMiles® Credit Card from American Express®

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and
another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	14.50%	$150	See Site for Details*	Good

IBERIABANK Visa Gold from IBERIABANK

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed
within three months of your account open date.
*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%		8.25%	0.00	1.99% for 6 months	Good

Horizon Gold Card from Horizon Card Services

Guaranteed Approval!
Bad Credit Accepted!
No Employment Check!
Reports to a Major Bureau!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	See Site for Details	0.00%	See Site for Details	See Site for Details*	Bad Credit OK

IBERIABANK Visa Platinum from IBERIABANK

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed
within three months of your account open date.
*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	8.25%	0	1.99% for 6 months	Good

IBERIABANK Visa Classic from IBERIABANK

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00%
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed
within three months of your account open date
25 day grace period
Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	No Intro APR	7.25%	0.00	1.99% for 6 months	Good

True Earnings® Card from Costco and American Express from American Express®

Earn cash back on gas and a $25 statement credit with your first made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter),
3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership
Card
No Limit on the Cash Back earned

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	0% APR for First 6 Months	15.24%	0.00	* See Site for Details	Good

Public Savings Bank Secured Black Card from Public Savings Bank

0% APR for 6 months on all purchases
Unauthorized use protection
As low as $300 minimum deposit in FDIC insured account
Up to $1M credit limit
Income, credit and employment are not a factor
We report to all 3 major credit bureaus within 30 days of the first statement cycle
Worldwide acceptance
*Terms and Conditions Apply

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%	0% APR for First 6 Months	11.24%	See Site for Details	See Site for Details*	N/A

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