UltraVX Visa® from Visa®
- Credit-On Demand™: up to $25,000 credit line—Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, JetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 3.25% | See Site* | No Balance Transfer | Excellent |
First Option MasterCard® from New Millennium Bank
- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- *See card terms and conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 19.50% | $59 | No Balance Transfers | N/A |
First Option Visa® from New Millennium Bank
- Get a REAL Visa® Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- *See site for details
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 19.50% | $59 | No Balance Transfers | Bad Credit OK |
Next Millennium Black MasterCard® from New Millennium Bank
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 19.50% | $59 | No Balance Transfers | Bad Credit OK |
Next Millennium Visa® from New Millennium Bank
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Visa® is accepted
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 19.50% | 59.00 | No Balance Transfer | Bad Credit OK |
Horizon Gold Card from Horizon Card Services
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | See Site for Details | 0.00% | See Site for Details | See Site for Details* | Bad Credit OK |







