Starwood Preferred Guest® Credit Card from Starwood
- Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries
including Sheraton, W Hotels, Westin and more with no blackout dates - No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 2.90% | 2.9% For 6 Months | 15.24% | None | 2.9% for 6 Months See Site For Details* | Good |
UltraVX Visa® from Visa®
- Credit-On Demand™: up to $25,000 credit line—Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, JetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0.00% | No Intro APR | 3.25% | See Site* | No Balance Transfer | Excellent |



